MasterCard’s Interesting Solution to Fighting Online Fraud
November 9, 2012 | By: Drago Dzerve
While EMV domestically has stirred a great deal of excitement, one primary fault that continues to be discussed is that once EMV is implemented, fraud simply migrates to online transactions. Read More
Payment Industry Relevance – Do Labels Matter?
October 1, 2012 | By: Drago Dzerve
Mike Monocello recently put together a blog called The Death of POS VARs. It’s a pretty interesting tale regarding naming of parts of the industry and suggests that the naming should be updated to reflect the current services which these dealers, resellers, and distributors provide. Read More
EMV – A Practical Discussion
September 19, 2012 | By: Drago Dzerve
I will admit to you that I am a bit tired today. Maybe it was the 4am wake up call to make my 6:15am flight or quite possibly I am just tired of the same old message being presented on EMV. Read More
Deploy and Forget? Not with EMV & NFC
September 12, 2012 | By: Drago Dzerve
Next month I am participating as a panelist at the MAG Annual Conference. The session is titled – POS Paranoia – catchy eh?
In any event, all panelists were asked to submit questions / topics that we thought the audience might find interesting. Read More
The Economics of Paying at the Table
August 31, 2012 | By: Drago Dzerve
I found myself this week trying to justify to myself whether or not it made sense to implement pay at the table devices in a restaurant. Rather than the intangibles associated with the look and feel and how the device complements a particular concept, I was looking for some concrete economic reason why pay at the table would make sense for a restaurant. Read More
How the iPhone 5′s NFC capabilities will impact payments
July 20, 2012 | By: Drago Dzerve
It’s looking more and more like the iPhone 5 will include NFC, at least according to Boy Genius Report. Further, recent news tends to diminish the roll of Apple and iOS in the smartphone market due to overwhelming success of the Android platform. Read More
I came across a pretty interesting article today about EMV
July 18, 2012 | By: Drago Dzerve
I came across a pretty interesting article today. It is called - What’s Holding Back Retailers from Adopting Chip and PIN in the US? While it largely follows the advice / direction that I provide to merchants on a weekly basis, I do take exception to one point. Read More
Could Dodd-Frank (& Durbin) Ultimately Drive Alternative Payments?
June 26, 2012 | By: Drago Dzerve
A couple of years ago the Durbin Amendment was proposed and added to the Dodd Frank Act and ultimately made into law. This amendment has quite a few components, yet the most significant component in regards to the everyday life of a card processing merchant was the cap that it imposed on debit card processing fees. Read More
Bar Codes, Mobile to Mobile Commerce (M2C) and Multipurpose Consumer Interactive Payment Solutions – Part 2
June 20, 2012 | By: Drago Dzerve
In my previous post, we discussed the utilization of two mobile devices in a bar codes scanning scenario. We are going to go a little more "old school" today with a more traditional in-lane device scanning scenario associated with a Multipurpose Consumer Payment Solution. Read More
Bar Codes, Mobile to Mobile Commerce (M2C) and Multipurpose Consumer Payment Solutions
June 13, 2012 | By: Drago Dzerve
(Part 1)
In my role here at VeriFone I see and hear about all sorts of crazy payment ideas. As highlighted in this article from Mobile Commerce Daily, one payment technology that isn’t so crazy is the utilization of bar codes. Read More


Chris Souther
Chris Souther
APG Cash Drawer