Frictionless Commerce – Making EMV a Natural Choice

In commerce circles, EMV shares about as much media time as NFC and other forms of contactless payments. But curiously, the man-on-the-street neither really knows, or cares, that pretty soon his credit card will be a good bit heavier (and a bit more secure) thanks to the addition of a chip that lets it communicate with a payment terminal.

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Lessons Learned from UK’s EMV Success

While the UK has benefited from almost a decade of secure payments aided by EMV, the mag-stripe focused USA has become increasingly vulnerable. With fraud now a global business, the USA finds itself at risk not just from local villains but increasingly from organised criminal gangs from Europe and elsewhere. Continue reading


A Four Step Guide to EMV for Merchants – Part III

Just joining this series of posts? You can catch up on what you missed: Part I - Hardware and Environmental Considerations Part II - Software Changes and the Impact on Merchants In this third of four posts regarding the implementation of EMV for US based merchants, we will go beyond the hardware and software involved in facilitating the "between the card accepting terminal" and the chip card and specifically discuss Solution Set Certification. Continue reading