July 18, 2012
I came across a pretty interesting article today. It is called - What’s Holding Back Retailers from Adopting Chip and PIN in the US? While it largely follows the advice / direction that I provide to merchants on a weekly basis, I do take exception to one point. Continue reading
EMV Guide for Merchants – Part IV: Training Associates & Customers
June 1, 2012
This is the fourth post in our series on implementing EMV. If you'd like to catch up, here are links to the previous posts:
Step 1 - Hardware and Environmental Considerations
Step 2- Software Changes and the Impact on Merchants
Step 3 - Certification Requirements
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A Four Step Guide to EMV for Merchants – Part III
May 10, 2012
Just joining this series of posts? You can catch up on what you missed:
Part I - Hardware and Environmental Considerations
Part II - Software Changes and the Impact on Merchants
In this third of four posts regarding the implementation of EMV for US based merchants, we will go beyond the hardware and software involved in facilitating the "between the card accepting terminal" and the chip card and specifically discuss Solution Set Certification.
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Understanding the Impact of Recent Card Brand Billing Changes
March 13, 2012
As predicted by many in the card processing community, a set of unforeseen consequences is occurring in relation to the implementation of the Durbin Amendment. In this latest round, the card brands are significantly Continue reading
EMV WILL SAVE THE WORLD! OR NOT!
March 8, 2012
This week I was at the first CARTES in North America presenting on some of the security aspects of EMV. I've been to lots of shows and conferences over the years, but never one that was a "first” so it was kind of special. Continue reading


Chris Souther
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